Welcome to 2011! If you’re into making New Year’s resolutions, it’s a good idea to add “check credit report” to your list, especially if you think you’ll need to borrow money this year for your business. By taking a look, you can see what a lender sees — plus correct any errors that could affect your borrowing rate (or whether you get the loan in the first place).
Under current law, you can get a free copy of your report once every 12 months. A good strategy is to rotate among the three major credit bureaus (Experian, Equifax and TransUnion), so you can check your report for free every four months. To get your report, click here.